I would love to see DAC´s more of a way of a Money Sink, like an NPC sells them ingame for Quanta so you get money of the Market, this way NQ has the ability to adjust the DAC Prices when the game progresses further. People arent able to use the IRL privilages to get ingamewealth. so everyone is equal ingame.
Lootable or not?
I think lootable is just fine, as you have the possibility to use the DAC right away after buying.