If this happens, let the ship fall to about 200m and then hit ALT F4 to immediately disconnect from the game.
You will then spawn on the ship and it will be at zero momentum and when you pilot it will start falling again.
Rinse and repeat and if you are good enough, the ship will fall at much lower speeds on the ground and hovers will protect a little.
This saves a dead ship
Yes this is a cheat using ALT F4, but in my eyes justifiable due to the server crashes and network timeouts during beta.