Right now, we are not planning to give credits to people to earn money through interest, nor we are giving depositors any interest on their deposits.
Instead, we are currently aiming to provide minimal banking services like ore transfer for a fee.
People wouldn't have an account in our bank, but they will get an order number, a 16 digit passcode, and an option to choose specific payee/payees whenever they deposit money into our bank. It would be a kind of bill of exchange.
Slowly we would expand into loans and other complicated and risky services too.
Currently, we are planning to earn revenue through the fee, which we will charge on each deposit.